Pssst! Wanna know a secret that will change your life? The more money you save, the more peace and freedom you’ll have. Most Americans are not saving enough money. Nearly 2 out of 3 couldn’t cover a $500 emergency without using credit. And 1 in 3 has NO money saved for retirement. These are scary statistics. I […]
Show Your Money Who’s Boss – The 2nd Step to Financial Freedom
What would happen if you had a family emergency? How would you pay your bills if you lost your job or got sick? Could you cover an unexpected expense without having to borrow money? Last month I shared the first step to financial freedom – track where your money is going. Today I’m going to […]
Your First Step to Financial Freedom
Personal finance can be a very personal and emotional topic. Even though it’s one of my favorites, I shy away from it because it can cause visceral reactions. Of the hundreds of blog posts and newsletters I’ve written, it’s the only topic in which I’ve been blocked and unsubscribed. In a recent survey, my readers […]
Make Money Selling Your Crap – 6 tips to sell it fast and get what it’s worth
Personal finance can be one of the greatest sources of stress in our lives. Nearly two-thirds of Americans are said to be living paycheck to paycheck. While these statistics are frightening, there is hope. Over the years my husband and I have watched countless people (including ourselves) find financial peace. It’s possible even on a […]
The True Cost of Debt – Are you making a million dollar mistake?
How would it feel to be free? Free to chase down the opportunity of a lifetime? Free to spend more quality time with your family? Free to stand up to that bully of a boss once and for all? Freedom isn’t just for trust fund kids or lottery winners. Freedom is available to anyone who […]
5 Ways Gardening Will Change Your Life
Have you tasted a ripe tomato fresh off the vine? The taste is incomparable to what you get at the grocery store. Now imagine going into your backyard and having your pick of fresh produce for dinner. Enticing, isn’t it? You might be wondering why a blog about change and personal development is covering cycling […]
Build a Solid Foundation for Change by Creating Healthy Habits
Stop Waiting for Retirement – Start Chasing Your Dreams Part V According to the CDC, only 21 percent of American Adults meet the Physical Activity Guidelines. It’s no wonder hypertension, diabetes and obesity are on the rise. I’m not here to shame. I haven’t always been the model of perfect health myself. […]
Build a Solid Foundation for Change by Taking Control of Your Finances
Stop Waiting for Retirement – Start Chasing Your Dreams – Part II A 2015 Bankrate poll found that 62 percent of Americans don’t have enough savings to cover a $500 repair bill. Investopedia cites a Federal Reserve study that indicates that 43 percent of American families are spending more than they make. Nerdwallet reports that “actual […]
How Business Secrets from the Bible Can Help You Achieve Your Financial Goals
Make a Fortune Friday Last month I introduced Make a Fortune Friday. On the last Friday of each month, I review a book that will help you to be Kairosive – take action to ignite change. As we transition to the second month of the year, let us not forget those goals and resolutions we […]
Pay Yourself First – Three Areas to Invest in to Transform Your Life
What if you could completely transform your life just by focusing on three areas. I’ll show you how with these simple steps.