How would your life be different if you were no longer worried about money? Maybe you’d sleep better and have less anxiety. Perhaps you’d be able to put those monthly money fights with your spouse to rest. More importantly, you’ll be able to create a better financial future for your family. If that sounds like […]
How Discipline and Sacrifice Create Unexpected Joy
Throughout our lives, we’ve all made sacrifices. We’ve given up one thing to obtain another. Some of us have given up sweets to lose weight or cut spending to get out of debt. When we sacrifice, there’s an obvious goal we’re aiming for. In the beginning, it’s difficult to see how these sacrifices could transform our […]
Ditch Your Debt – Your 4th Step to Financial Freedom
Have you ever stopped to consider the validity behind the lessons you’ve been taught about money? Financial fitness isn’t taught in most schools, which leaves it up to our parents to teach us about money. If you’re like me, you grew up in a household where the topic was taboo. Throughout my entire life, I […]
The Best Tips to Save for Your Future – Your 3rd Step to Financial Freedom
Pssst! Wanna know a secret that will change your life? The more money you save, the more peace and freedom you’ll have. Most Americans are not saving enough money. Nearly 2 out of 3 couldn’t cover a $500 emergency without using credit. And 1 in 3 has NO money saved for retirement. These are scary statistics. I […]
Show Your Money Who’s Boss – The 2nd Step to Financial Freedom
What would happen if you had a family emergency? How would you pay your bills if you lost your job or got sick? Could you cover an unexpected expense without having to borrow money? Last month I shared the first step to financial freedom – track where your money is going. Today I’m going to […]
Your First Step to Financial Freedom
Personal finance can be a very personal and emotional topic. Even though it’s one of my favorites, I shy away from it because it can cause visceral reactions. Of the hundreds of blog posts and newsletters I’ve written, it’s the only topic in which I’ve been blocked and unsubscribed. In a recent survey, my readers […]
Make Money Selling Your Crap – 6 tips to sell it fast and get what it’s worth
Personal finance can be one of the greatest sources of stress in our lives. Nearly two-thirds of Americans are said to be living paycheck to paycheck. While these statistics are frightening, there is hope. Over the years my husband and I have watched countless people (including ourselves) find financial peace. It’s possible even on a […]
The True Cost of Debt – Are you making a million dollar mistake?
How would it feel to be free? Free to chase down the opportunity of a lifetime? Free to spend more quality time with your family? Free to stand up to that bully of a boss once and for all? Freedom isn’t just for trust fund kids or lottery winners. Freedom is available to anyone who […]
10 Tips to Deal with Job Loss and Other Unwelcome Change in Record Time
It happens to all of us. Everything’s going according to plan and BAM, we get the shocking news. Whether it’s a layoff, a breakup, or illness, these unwelcome changes can be devastating. Change is one of my favorite topics in the life skills classes that my husband, Jer and I teach. Someone once said […]
How to Eat Well without Spending Your Whole Paycheck
… or Your Whole Life in the Kitchen Never eat processed foods. Cut sugar. Eat clean. Buy organic. Cook from scratch. Drink more water. Ack! Who has time for that? Not to mention the budget? I hope to convince you that you do. With a little bit of planning and prep work, you can eat like […]