Personal finance can be one of the greatest sources of stress in our lives. Nearly two-thirds of Americans are said to be living paycheck to paycheck. While these statistics are frightening, there is hope. Over the years my husband and I have watched countless people (including ourselves) find financial peace. It’s possible even on a […]
The True Cost of Debt – Are you making a million dollar mistake?
How would it feel to be free? Free to chase down the opportunity of a lifetime? Free to spend more quality time with your family? Free to stand up to that bully of a boss once and for all? Freedom isn’t just for trust fund kids or lottery winners. Freedom is available to anyone who […]
10 Tips to Deal with Job Loss and Other Unwelcome Change in Record Time
It happens to all of us. Everything’s going according to plan and BAM, we get the shocking news. Whether it’s a layoff, a breakup, or illness, these unwelcome changes can be devastating. Change is one of my favorite topics in the life skills classes that my husband, Jer and I teach. Someone once said […]
How to Eat Well without Spending Your Whole Paycheck
… or Your Whole Life in the Kitchen Never eat processed foods. Cut sugar. Eat clean. Buy organic. Cook from scratch. Drink more water. Ack! Who has time for that? Not to mention the budget? I hope to convince you that you do. With a little bit of planning and prep work, you can eat like […]
5 Reasons to Invest in Yourself & How to Make it Happen
How much have you invested in your education since graduation? Up until recently, my answer to that question was, “not much.” I have always believed in continued learning and personal development. I have invested thousands of hours into reading books and listening to podcasts. But I’ve been quite frugal when it comes to the financial […]
5 Ways Gardening Will Change Your Life
Have you tasted a ripe tomato fresh off the vine? The taste is incomparable to what you get at the grocery store. Now imagine going into your backyard and having your pick of fresh produce for dinner. Enticing, isn’t it? You might be wondering why a blog about change and personal development is covering cycling […]
Build a Solid Foundation for Change by Taking Control of Your Finances
Stop Waiting for Retirement – Start Chasing Your Dreams – Part II A 2015 Bankrate poll found that 62 percent of Americans don’t have enough savings to cover a $500 repair bill. Investopedia cites a Federal Reserve study that indicates that 43 percent of American families are spending more than they make. Nerdwallet reports that “actual […]
How Business Secrets from the Bible Can Help You Achieve Your Financial Goals
Make a Fortune Friday Last month I introduced Make a Fortune Friday. On the last Friday of each month, I review a book that will help you to be Kairosive – take action to ignite change. As we transition to the second month of the year, let us not forget those goals and resolutions we […]